Holding Cash

Holding Cash

Over the long-term holding cash will have a negative effect on your investments. We all know and understand the effects inflation has on cash. However, there are times when being overweight cash makes sense.  Over the past twelve months the ASX 200 has returned...
Control your investment

Control your investment

Back in 2022 a financial advice company Dixon Advisory collapsed. I expect most of our clients would have been unaware of the collapse.  I raise the issue now as we are once going into a more volatile time in the market.  I have below included an article in regards...
Holding Cash

Market Update   

Over the last 12 months the NASDAQ 100 is up 28%, the S&P 500 is up 23% compared to the ASX 200 up 8%. So why has the market not pulled back? The economy has three main pillars: the consumer, corporates, and the government.   First, most consumers in the...
The pay later budget!

The pay later budget!

The 2024 budget when viewed over the coming 12 months period is a positive budget, however, longer term it is setting up the economy for tough times. My review of the budget is focused on the impact it may have on the economy over the longer term. Let review the...
Holding Cash

Two buys and one speculative stock

But first a quick market update. The market has gained around 10% since the start of 2024. The market concerns have focused on inflation however, now inflation seem to be under control. Interest rates are expected to hold at the current rate with expectations of...